How to cut car costs

The following post was excerpted from Personal Finance For Beginners In 30 Minutes, Vol. 1, by Ian Lamont. All rights reserved. Autos dominate our lives. We depend on cars for work and pleasure. We plan our cities and new homes around them. Even when we’re relaxing in front of the television, advertisements for new cars… Continue reading How to cut car costs

Do you really need cable TV?

According to the Television Bureau of Advertising, nearly 60% of U.S. households subscribe to cable television. More than 30% use alternate delivery systems, including satellite TV. If you get full-service cable TV or satellite television, ask yourself the following questions: Do you really need hundreds of channels of cable TV programming? Are you actually watching… Continue reading Do you really need cable TV?

What is a mortgage?

The following post was excerpted from Personal Finance For Beginners In 30 Minutes, Vol. 1, by Ian Lamont. All rights reserved. If you’ve purchased a house or condo, you probably had to take out a mortgage. What is a mortgage? In a nutshell, mortgages are loans from banks that help homebuyers pay the difference between the… Continue reading What is a mortgage?

Rethinking life priorities as a first step to financial planning

The following post was excerpted from Personal Finance For Beginners In 30 Minutes, Vol. 1, by Ian Lamont. All rights reserved. The first step in planning for your financial future is seeing where you stand. But don’t whip out your latest bank statement and pay stub yet. Instead, I’m going to ask you a simple… Continue reading Rethinking life priorities as a first step to financial planning